ZIP 07208 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 07208 in Union County, New Jersey comes in at 22, a low composite-distress reading. The most distinctive pressure shows up in structural risk (50/100), institutional ownership (20/100), construction/permit lag (14/100). On the quiet end sit construction/permit lag (14/100) and mortgage stress (8/100). Structural risk reads 50/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (92/100)).

The market reads expansion — home values rose 5.2% year on year, and 35% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 46% of tenant households. Home values center near $459,200, an affordability ratio of 6.9×. The vacancy rate is 7.4%. Around 21% of adults hold a bachelor's degree or higher. Households earn a median $61,873 — below the roughly $78,000 national figure. The tenure split is 27% owner-occupied to 73% rented. Roughly 13.4% live below the poverty line. On demographic stress specifically, 07208 scores 47/100. The ZIP holds roughly 12,774 housing units. 32,404 residents call 07208 home, typically aged 38.

Net-net, 07208 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 07208 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 07208 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07208 can be compared directly against any other ZIP in Union County, New Jersey or nationwide. The score is rebuilt from public data as it updates, so 07208 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 07208 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 07208 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.