ZIP 07208 Property Distress & Foreclosure Data

In Union County, New Jersey, ZIP 07208 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (65/100), structural risk (63/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. The latent-versus-live split is 63/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (93/100).

The market reads expansion — home values rose 6.0% year on year, and 35% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 46% of renters are cost-burdened. A median home runs $459,200 here, or 6.9 times local income. The vacancy rate is 7.4%. About 21% have a four-year degree. Households earn a median $61,873 — below the roughly $78,000 national figure. The tenure split is 27% owner-occupied to 73% rented. Roughly 13.4% live below the poverty line. On demographic stress specifically, 07208 scores 47/100. The ZIP holds roughly 12,774 housing units. About 32,404 people live here, median age 38.

Net-net, 07208 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.