ZIP 07940 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · High Value market
DLRadar grades ZIP 07940 (Morris County, New Jersey) at a low 27/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Property-level stress concentrates in construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Structural risk reads 61/100 against active distress of 2/100.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 2.9%. The typical home is worth about $940,900 (5.2× income). At $168,520, median income runs above typical U.S. levels. Rent burden reaches 39% of tenant households. Population is roughly 17,675 with a median age of 35. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 5,820 housing units. The demographic-stress sub-score lands at 30/100. The tenure split is 64% owner-occupied to 36% rented. About 71% have a four-year degree.
Overall, 07940 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 07940 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 07940's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 07940 reflects the current record instead of a stale or modeled snapshot.
Behind 07940's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 07940 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 07940 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
07940 at a glance
The live 07940 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Morris County
Nearest ZIP codes to 07940
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Morris County, New Jersey
Keep going: ZIP, county and state distress coverage for Morris County, New Jersey.
The complete 07940 distress and acquisition report
Open 07940 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology