ZIP 07046 Foreclosure, Tax-Lien & Distress Report
Morris County, New Jersey · High Value market
Morris County, New Jersey's ZIP 07046 registers 27/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (67/100), structural risk (61/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Structurally it carries 61/100, against 2/100 of stress already in motion.
The expansion-phase market in 07046 posted values that rose 5.2% over the year, and 35% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 97% of homes, renters 3%. Rent burden reaches 80% of tenant households. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 1,492 housing units. Median household income is $250,001, above the U.S. median near $78,000. The typical home is worth about $917,000 (3.7× income, relatively affordable). The poverty rate is 1.3% — low. 4,535 residents call 07046 home, typically aged 44. About 84% have a four-year degree. The vacancy rate is 2.3%.
Net-net, 07046 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 07046 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07046 reflects the current record instead of a stale or modeled snapshot.
The 27/100 for 07046 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07046 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 07046 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 07046 distress snapshot
A live read on 07046: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Morris County ZIP codes
Nearest ZIP codes to 07046
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Morris County, New Jersey
Other reports tied to Morris County, New Jersey — ZIP, county and statewide.
The complete 07046 distress and acquisition report
See who owns each distressed property in 07046, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology