ZIP 07440 Property Distress & Foreclosure Data

Morris County, New Jersey's ZIP 07440 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). On the structural side it scores 63/100, with 2/100 of stress already active.

The expansion-phase market in 07440 posted values that rose 6.0% over the year, and 15% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $147,976, median income runs above typical U.S. levels. Around 48% of adults hold a bachelor's degree or higher. Population is roughly 4,810 with a median age of 37. The typical home is worth about $591,500 (3.5× income, relatively affordable). The ZIP holds roughly 1,577 housing units. 88% of housing is owner-occupied. Around 11% of renters are cost-burdened. The demographic-stress sub-score lands at 20/100. The poverty rate is 2.0% — low. The vacancy rate is 0.0%.

On balance 07440 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.