ZIP 07444 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 07444 in Morris County, New Jersey comes in at 26, a low composite-distress reading. What sets it apart are the readings on construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). The latent-versus-live split is 60/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 22% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.3%. There are about 4,977 housing units across 07444. The tenure split is 83% owner-occupied to 17% rented. Rent burden reaches 43% of tenant households. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 49% bachelor's-or-above. Median household income is $113,661, above the U.S. median near $78,000. Home values center near $539,000, an affordability ratio of 4.3×. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 10,766 with a median age of 53.

Overall, 07444 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 07444's 26/100 can be lined up against any neighbor in Morris County, New Jersey or any ZIP coast to coast. 07444 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

07444's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 07444 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.