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ZIP 07801 Foreclosure, Tax-Lien & Distress Report

Morris County, New Jersey · Distress market

On DLRadar's 0-100 public-record scale, ZIP 07801 in Morris County, New Jersey comes in at 26, a low composite-distress reading. On the structural side it scores 60/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). Property-level stress concentrates in construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The expansion-phase market in 07801 posted values that rose 5.2% over the year, and 24% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

26,725 residents call 07801 home, typically aged 40. On demographic stress specifically, 07801 scores 40/100. Home values center near $392,400, an affordability ratio of 4.7×. Educational attainment sits at 22% bachelor's-or-above. The vacancy rate is 2.7%. Median household income is $78,053, near the U.S. median near $78,000. 48% of housing is owner-occupied. The ZIP holds roughly 9,678 housing units. 11.8% of residents fall below the poverty threshold. Around 60% of renters are cost-burdened.

On balance 07801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 07801's 26/100 can be lined up against any neighbor in Morris County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 07801 reflects the current record instead of a stale or modeled snapshot.

Each component behind 07801 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 07801 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

ZIP 07801 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk94
9 further distress layers are graded for 07801

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

07801 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 07801, the same set carried on every parcel.

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The complete 07801 distress and acquisition report

Every distressed parcel in 07801 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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