ZIP 07801 Property Distress & Foreclosure Data

ZIP code 07801 in Morris County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). What sets it apart are the readings on construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 24% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

26,725 residents call 07801 home, typically aged 40. DLRadar's demographic-stress index for the area reads 40/100. Home values center near $392,400, an affordability ratio of 4.7×. Educational attainment sits at 22% bachelor's-or-above. Vacancy runs 2.7%. Median household income is $78,053, near the U.S. median near $78,000. Owners hold 48% of homes, renters 52%. There are about 9,678 housing units across 07801. 11.8% of residents fall below the poverty threshold. Rent burden reaches 60% of tenant households.

Overall, 07801 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.