ZIP 07836 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 07836 (Morris County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. On the structural side it scores 60/100, with 2/100 of stress already active.

The expansion-phase market in 07836 posted values that rose 5.2% over the year, and 22% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

12,104 residents call 07836 home, typically aged 44. 3.6% of residents fall below the poverty threshold. The typical home is worth about $558,700 (3.4× income, relatively affordable). Median household income is $154,743, above the U.S. median near $78,000. The vacancy rate is 1.9%. Around 52% of adults hold a bachelor's degree or higher. There are about 4,625 housing units across 07836. Around 27% of renters are cost-burdened. The tenure split is 67% owner-occupied to 33% rented. On demographic stress specifically, 07836 scores 24/100.

Net-net, 07836 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07836 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 07836 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 07836 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

07836's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 07836 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.