ZIP 07857 Property Distress & Foreclosure Data

In Morris County, New Jersey, ZIP 07857 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (84/100)). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The expansion-phase market in 07857 posted values that rose 6.0% over the year, and 36% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $92,596, median income runs above typical U.S. levels. The poverty rate is 8.4%. The ZIP holds roughly 1,974 housing units. The vacancy rate is 7.7%. 53% of housing is owner-occupied. The typical home is worth about $346,100 (3.7× income, relatively affordable). Around 39% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. Around 48% of renters are cost-burdened. Population is roughly 3,543 with a median age of 44.

On balance 07857 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.