ZIP 07874 Property Distress & Foreclosure Data

ZIP code 07874 in Sussex County, New Jersey carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). What sets it apart are the readings on construction/permit lag (52/100), structural risk (42/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. Structural risk reads 42/100 against active distress of 1/100.

The market reads expansion — home values rose 6.1% year on year, and 25% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $364,000 here, or 2.7 times local income. Rent burden reaches 42% of tenant households. Vacancy runs 3.0%. There are about 3,368 housing units across 07874. On demographic stress specifically, 07874 scores 23/100. Households earn a median $125,517 — above the roughly $78,000 national figure. About 8,498 people live here, median age 40. About 40% have a four-year degree. The tenure split is 93% owner-occupied to 8% rented. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas.

Overall 07874 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.