ZIP 07874 Foreclosure, Tax-Lien & Distress Report

ZIP 07874's composite property-distress score is 20/100 - DLRadar classes that as low for Sussex County, New Jersey. Climate and flood risk are elevated too — climate & FEMA risk (82/100). Its heaviest discrete signals: construction/permit lag (58/100), structural risk (43/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. Structural exposure scores 43 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $364,000 here, or 2.7 times local income. Around 42% of renters are cost-burdened. Vacancy runs 3.0%. There are about 3,368 housing units across 07874. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $125,517, above the U.S. median near $78,000. 8,498 residents call 07874 home, typically aged 40. Around 40% of adults hold a bachelor's degree or higher. The tenure split is 93% owner-occupied to 8% rented. 3.8% of residents fall below the poverty threshold.

Overall 07874 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 07874 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07874 can be compared directly against any other ZIP in Sussex County, New Jersey or nationwide. Where the public record is thin for 07874, the field stays empty rather than modeled, and fills in as new documents post.

Behind 07874's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 07874 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.