ZIP 07418 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 07418 in Sussex County, New Jersey comes in at 19, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (82/100). What sets it apart are the readings on construction/permit lag (52/100), structural risk (41/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Structural exposure scores 41 and live distress 1 on the 0–100 scale.

The expansion-phase market in 07418 posted values that rose 5.2% over the year, and 20% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 0.0%. There are about 904 housing units across 07418. About 2,523 people live here, median age 38. DLRadar's demographic-stress index for the area reads 27/100. At $200,296, median income runs above typical U.S. levels. The tenure split is 99% owner-occupied to 1% rented. 1.0% of residents fall below the poverty threshold. Educational attainment sits at 49% bachelor's-or-above. The typical home is worth about $399,600 (1.7× income, relatively affordable).

On balance, 07418 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 07418 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 07418, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 07418 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 07418 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.