ZIP 10988 Property Distress & Foreclosure Data

ZIP code 10988 in Orange County, New York carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. Structural risk reads 69/100 against active distress of 6/100.

The market reads expansion — home values rose 6.2% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 684 people live here, median age 31. At $104,615, median income runs above typical U.S. levels. 60% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. Vacancy runs 5.5%. Around 44% of adults hold a bachelor's degree or higher. The typical home is worth about $365,200 (3.1× income, relatively affordable). The poverty rate is 8.9%. There are about 219 housing units across 10988. Rent burden reaches 9% of tenant households.

Net-net, 10988 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.