ZIP 07461 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07461 (Sussex County, New Jersey) returns a low composite of 19/100. On the structural side it scores 42/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (57/100), structural risk (42/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (82/100)).

The expansion-phase market in 07461 posted values that rose 5.2% over the year, and 30% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

18,575 residents call 07461 home, typically aged 43. A median home runs $370,000 here, or 3.2 times local income. 80% of housing is owner-occupied. Rent burden reaches 47% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 10.7%. Around 28% of adults hold a bachelor's degree or higher. At $104,441, median income runs above typical U.S. levels. The ZIP holds roughly 8,093 housing units. The poverty rate is 5.7% — low.

On balance, 07461 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 07461 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 07461 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 07461 stays directly comparable to neighboring ZIPs and the rest of Sussex County, New Jersey. The score is rebuilt from public data as it updates, so 07461 reflects the current record instead of a stale or modeled snapshot.

The 19/100 for 07461 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 07461 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.