ZIP 07851 Foreclosure, Tax-Lien & Distress Report

ZIP code 07851 in Sussex County, New Jersey carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (52/100), structural risk (41/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). The split runs 41/100 structural to 1/100 active on the ground.

The expansion-phase market in 07851 posted values that rose 5.2% over the year, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $105,139, median income runs above typical U.S. levels. About 298 people live here, median age 38. The demographic-stress sub-score lands at 32/100. Around 100% of renters are cost-burdened. 98% of housing is owner-occupied. Educational attainment sits at 43% bachelor's-or-above. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. A median home runs $335,300 here, or 3.1 times local income. The poverty rate is 0.0% — low. There are about 105 housing units across 07851.

Overall 07851 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 07851's 19/100 can be lined up against any neighbor in Sussex County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 07851 reflects the current record instead of a stale or modeled snapshot.

07851's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 07851 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.