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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 07821 Foreclosure, Tax-Lien & Distress Report

Sussex County, New Jersey · Distress market

ZIP 07821's composite property-distress score is 20/100 - DLRadar classes that as low for Sussex County, New Jersey. Structural risk reads 44/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (58/100), structural risk (44/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (82/100)).

The market reads expansion — home values rose 5.1% year on year, and 28% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 9,036 with a median age of 43. Vacancy runs 8.1%. The typical home is worth about $431,500 (2.8× income, relatively affordable). The tenure split is 92% owner-occupied to 8% rented. Rent burden reaches 32% of tenant households. On demographic stress specifically, 07821 scores 21/100. The poverty rate is 2.4% — low. The ZIP holds roughly 3,850 housing units. At $145,100, median income runs above typical U.S. levels. Around 53% of adults hold a bachelor's degree or higher.

Overall 07821 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 07821 at the moment; the composite and its components are still built from verifiable public records.

The 07821 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 07821 stays directly comparable to neighboring ZIPs and the rest of Sussex County, New Jersey. Every figure is auditable to a public dataset and refreshed on ingest; 07821 shows blanks, not estimates, wherever the record is sparse.

07821's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 07821 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

20/100
Composite stress
44/100
Structural risk
1/100
Distress activity

ZIP 07821 distress signals, scored

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk82
9 further distress layers are graded for 07821

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 07821 distress snapshot

The live 07821 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Sussex County ZIP reports

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