ZIP 07846 Property Distress & Foreclosure Data

Warren County, New Jersey's ZIP 07846 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 45/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (26/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

29 residents call 07846 home, typically aged 69. DLRadar's demographic-stress index for the area reads 20/100. Educational attainment sits at 54% bachelor's-or-above. Owners hold 100% of homes, renters 0%. Median household income is $114,000, above the U.S. median near $78,000. 0.0% of residents fall below the poverty threshold. Home values center near $408,300, an affordability ratio of 3.9× — accessible. The vacancy rate is 0.0%. The ZIP holds roughly 21 housing units.

On balance, 07846 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.