ZIP 07846 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07846 (Warren County, New Jersey) returns a low composite of 23/100. Climate and flood risk are elevated too — climate & FEMA risk (83/100), flood (NFIP) exposure (68/100). Structural exposure scores 53 and live distress 2 on the 0–100 scale. The pressure is most legible in construction/permit lag (60/100), structural risk (53/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

29 residents call 07846 home, typically aged 69. DLRadar's demographic-stress index for the area reads 20/100. Educational attainment sits at 54% bachelor's-or-above. The tenure split is 100% owner-occupied to 0% rented. Median household income is $114,000, above the U.S. median near $78,000. 0.0% of residents fall below the poverty threshold. A median home runs $408,300 here, or 3.9 times local income. Vacancy runs 0.0%. The ZIP holds roughly 21 housing units.

Overall 07846 looks resilient on the surface, so the edge is isolating individual stressed parcels. 07846 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 07846's 23/100 can be lined up against any neighbor in Warren County, New Jersey or any ZIP coast to coast. 07846 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

07846's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 07846 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.