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ZIP 08886 Foreclosure, Tax-Lien & Distress Report

Warren County, New Jersey · Distress market

On DLRadar's 0-100 public-record scale, ZIP 08886 in Warren County, New Jersey comes in at 23, a low composite-distress reading. The split runs 53/100 structural to 2/100 active on the ground. Its standout signals are construction/permit lag (60/100), structural risk (53/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (68/100).

The peak-phase market in 08886 posted values that rose 4.7% over the year, and 22% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 0.0%. A median home runs $447,100 here, or 2.7 times local income. DLRadar's demographic-stress index for the area reads 17/100. The tenure split is 94% owner-occupied to 6% rented. The poverty rate is 4.9% — low. Around 8% of renters are cost-burdened. There are about 2,237 housing units across 08886. Educational attainment sits at 51% bachelor's-or-above. 6,493 residents call 08886 home, typically aged 43. Households earn a median $157,850 — above the roughly $78,000 national figure.

Broadly, 08886 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 08886 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 08886 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 08886 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 08886's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 08886 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
53/100
Structural risk
2/100
Distress activity

What is driving ZIP 08886’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk83
9 further distress layers are graded for 08886

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 08886 by the numbers

The live 08886 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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