ZIP 07860 Foreclosure, Tax-Lien & Distress Report

Sussex County, New Jersey's ZIP 07860 registers 20/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (43/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). Structural risk reads 43/100 against active distress of 1/100.

The market reads expansion — home values rose 5.2% year on year, and 22% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $367,100 (3.2× income, relatively affordable). There are about 11,390 housing units across 07860. Households earn a median $104,113 — above the roughly $78,000 national figure. Rent burden reaches 47% of tenant households. On demographic stress specifically, 07860 scores 28/100. About 40% have a four-year degree. The poverty rate is 8.6%. 26,521 residents call 07860 home, typically aged 46. The tenure split is 80% owner-occupied to 20% rented. The vacancy rate is 9.4%.

Overall 07860 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 07860 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 07860 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Sussex County, New Jersey and the nation. Sparse data for 07860 shows as blanks, never estimates, and the score updates on every fresh public filing.

07860's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 07860 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.