ZIP 07439 Property Distress & Foreclosure Data

DLRadar grades ZIP 07439 (Sussex County, New Jersey) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (54/100), structural risk (42/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). The latent-versus-live split is 42/100 structural and 1/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 38% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $104,946 — above the roughly $78,000 national figure. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Around 49% of renters are cost-burdened. On demographic stress specifically, 07439 scores 28/100. The vacancy rate is 12.9% — elevated. A median home runs $324,500 here, or 3.0 times local income. About 29% have a four-year degree. The ZIP holds roughly 968 housing units. About 2,231 people live here, median age 39. The tenure split is 89% owner-occupied to 11% rented.

Net-net, 07439 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.