ZIP 07826 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07826 (Sussex County, New Jersey) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (57/100), structural risk (42/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (82/100)). Latent structural risk is 42/100 while live distress already moving reads 1/100.

The market reads expansion — home values rose 5.2% year on year, and 30% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $114,784 — above the roughly $78,000 national figure. On demographic stress specifically, 07826 scores 25/100. Owners hold 88% of homes, renters 12%. The ZIP holds roughly 2,824 housing units. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 38% bachelor's-or-above. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $392,200 here, or 3.2 times local income. Around 30% of renters are cost-burdened. 5,575 residents call 07826 home, typically aged 49.

On the whole, 07826 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 07826 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 07826 stays directly comparable to neighboring ZIPs and the rest of Sussex County, New Jersey. Sparse data for 07826 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 07826's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 07826 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.