ZIP 10998 Property Distress & Foreclosure Data

In Orange County, New York, ZIP 10998 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100)). On the structural side it scores 69/100, with 6/100 of stress already active.

The expansion-phase market in 10998 posted values that rose 6.2% over the year, and 22% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $117,212, above the U.S. median near $78,000. Around 13% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $462,000, an affordability ratio of 3.8× — accessible. The ZIP holds roughly 1,410 housing units. Population is roughly 3,676 with a median age of 39. 8.0% of residents fall below the poverty threshold. The vacancy rate is 5.5%. Educational attainment sits at 41% bachelor's-or-above. Owners hold 86% of homes, renters 14%.

On balance 10998 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.