ZIP 10998 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · Distress market
DLRadar grades ZIP 10998 (Orange County, New York) at a low 29/100 for overall property distress. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100). Structurally it carries 64/100, against 6/100 of stress already in motion.
The peak-phase market in 10998 posted values that rose 2.9% over the year, and 22% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $117,212, above the U.S. median near $78,000. Around 13% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100. A median home runs $462,000 here, or 3.8 times local income. There are about 1,410 housing units across 10998. Population is roughly 3,676 with a median age of 39. 8.0% of residents fall below the poverty threshold. Vacancy runs 5.5%. Educational attainment sits at 41% bachelor's-or-above. 86% of housing is owner-occupied.
Net-net, 10998 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 10998 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 10998 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10998 can be compared directly against any other ZIP in Orange County, New York or nationwide. 10998 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 10998's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 10998 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 10998
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
10998 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Orange County
Related reports across Orange County, New York
Keep going: ZIP, county and state distress coverage for Orange County, New York.
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Rules-based scoring — each signal ties to a public dataset · methodology