ZIP 10958 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 10958 in Orange County, New York comes in at 29, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100). Structurally it carries 64/100, against 6/100 of stress already in motion. The pressure is most legible in structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). By contrast, construction/permit lag (34/100) and mortgage stress (19/100) register low.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 32% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $156,250, above the U.S. median near $78,000. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 20/100. Around 12% of renters are cost-burdened. The tenure split is 92% owner-occupied to 8% rented. The vacancy rate is 9.7%. Educational attainment sits at 27% bachelor's-or-above. There are about 967 housing units across 10958. A median home runs $417,400 here, or 2.4 times local income. About 2,717 people live here, median age 42.

Net-net, 10958 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 10958 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 10958 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Orange County, New York and the nation. The score is rebuilt from public data as it updates, so 10958 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 10958 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 10958 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.