ZIP 10958 Property Distress & Foreclosure Data

DLRadar grades ZIP 10958 (Orange County, New York) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100). On the structural side it scores 69/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 6.2% year on year, and 32% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $156,250, median income runs above typical U.S. levels. The poverty rate is 2.0% — low. The demographic-stress sub-score lands at 20/100. Around 12% of renters are cost-burdened. 92% of housing is owner-occupied. The vacancy rate is 9.7%. Around 27% of adults hold a bachelor's degree or higher. The ZIP holds roughly 967 housing units. The typical home is worth about $417,400 (2.4× income, relatively affordable). About 2,717 people live here, median age 42.

Net-net, 10958 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.