ZIP 10975 Foreclosure, Tax-Lien & Distress Report
Orange County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 10975 in Orange County, New York comes in at 29, a low composite-distress reading. Structural exposure scores 64 and live distress 0 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100).
Prices here sit in a peak phase: values rose 2.9% over the trailing year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 17.8% — elevated. Rent burden reaches 27% of tenant households. The ZIP holds roughly 151 housing units. The tenure split is 37% owner-occupied to 63% rented. Around 6% of adults hold a bachelor's degree or higher. 254 residents call 10975 home, typically aged 29. 12.2% of residents fall below the poverty threshold. At $102,608, median income runs above typical U.S. levels.
Net-net, 10975 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 10975 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 10975 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 10975 shows blanks, not estimates, wherever the record is sparse.
The 29/100 figure for 10975 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 10975 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 10975’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 10975 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Orange County
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The complete 10975 distress and acquisition report
The full 10975 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology