ZIP 10987 Property Distress & Foreclosure Data

Orange County, New York's ZIP 10987 registers 31/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100). On the structural side it scores 69/100, with 6/100 of stress already active. The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 22% higher over three years (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 49% have a four-year degree. 4,041 residents call 10987 home, typically aged 50. Roughly 16.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $688,500 here, or 4.2 times local income. Around 64% of renters are cost-burdened. The tenure split is 79% owner-occupied to 21% rented. The ZIP holds roughly 1,725 housing units. On demographic stress specifically, 10987 scores 34/100. Households earn a median $164,063 — above the roughly $78,000 national figure. The vacancy rate is 12.2% — elevated.

Taken together, 10987 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.