ZIP 10987 Foreclosure, Tax-Lien & Distress Report

ZIP code 10987 in Orange County, New York carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100)). The split runs 64/100 structural to 6/100 active on the ground. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100).

The peak-phase market in 10987 posted values that rose 2.9% over the year, and 22% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 49% of adults hold a bachelor's degree or higher. Population is roughly 4,041 with a median age of 50. 16.8% of residents fall below the poverty threshold. A median home runs $688,500 here, or 4.2 times local income. Rent burden reaches 64% of tenant households. Owners hold 79% of homes, renters 21%. The ZIP holds roughly 1,725 housing units. On demographic stress specifically, 10987 scores 34/100. Median household income is $164,063, above the U.S. median near $78,000. The vacancy rate is 12.2% — elevated.

Taken together, 10987 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 10987 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 10987 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 10987 stays directly comparable to neighboring ZIPs and the rest of Orange County, New York. The score is rebuilt from public data as it updates, so 10987 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 10987 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 10987 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.