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ZIP 12543 Foreclosure, Tax-Lien & Distress Report

Orange County, New York · Distress market

On DLRadar's 0-100 public-record scale, ZIP 12543 in Orange County, New York comes in at 29, a low composite-distress reading. Its heaviest discrete signals: structural risk (64/100), institutional ownership (47/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (19/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100). Structural exposure scores 64 and live distress 6 on the 0–100 scale.

The peak-phase market in 12543 posted values that rose 2.9% over the year, and 38% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $257,500 (2.6× income, relatively affordable). The poverty rate is 7.3% — low. Around 48% of renters are cost-burdened. The ZIP holds roughly 1,640 housing units. Households earn a median $89,293 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 30/100. Educational attainment sits at 21% bachelor's-or-above. 3,147 residents call 12543 home, typically aged 47. The vacancy rate is 7.8%. 54% of housing is owner-occupied.

Net-net, 12543 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 12543 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 12543's 29/100 can be lined up against any neighbor in Orange County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 12543 reflects the current record instead of a stale or modeled snapshot.

12543's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 12543 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

29/100
Composite stress
64/100
Structural risk
6/100
Distress activity

ZIP 12543 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk91
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 12543 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 12543, drawn from the same report attached to each property.

Loading ZIP 12543 stress data…

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Built from public records, scored the same way everywhere · methodology

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