ZIP 12543 Property Distress & Foreclosure Data

Orange County, New York's ZIP 12543 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 69/100 structural and 6/100 already moving.

The expansion-phase market in 12543 posted values that rose 6.2% over the year, and 38% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $257,500, an affordability ratio of 2.6× — accessible. 7.3% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened. The ZIP holds roughly 1,640 housing units. Median household income is $89,293, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 21% bachelor's-or-above. Population is roughly 3,147 with a median age of 47. The vacancy rate is 7.8%. Owners hold 54% of homes, renters 46%.

On balance 12543 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.