ZIP 12586 Property Distress & Foreclosure Data

In Orange County, New York, ZIP 12586 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100). Its standout signals are structural risk (69/100), construction/permit lag (54/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Structural risk reads 69/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 30% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

12,874 residents call 12586 home, typically aged 37. Rent burden reaches 52% of tenant households. The tenure split is 70% owner-occupied to 30% rented. Vacancy runs 7.3%. A median home runs $348,400 here, or 3.6 times local income. There are about 4,643 housing units across 12586. On demographic stress specifically, 12586 scores 33/100. Roughly 13.0% live below the poverty line. Households earn a median $94,107 — above the roughly $78,000 national figure. About 27% have a four-year degree.

Overall, 12586 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.