ZIP 12542 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · Distress market
On DLRadar's 0-100 distress scale, ZIP 12542 in Ulster County, New York comes in at 20, a low composite-distress reading. On the structural side it scores 45/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (88/100). Leading the profile are structural risk (45/100), institutional ownership (22/100), mortgage stress (10/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low.
The market reads peak — home values rose 2.4% year on year, 3.2% off the recent peak, and 23% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $416,000 (2.9× income, relatively affordable). Households earn a median $123,517 — above the roughly $78,000 national figure. About 5,859 people live here, median age 44. Owners hold 76% of homes, renters 24%. Educational attainment sits at 43% bachelor's-or-above. The demographic-stress sub-score lands at 27/100. The vacancy rate is 7.9%. 4.0% of residents fall below the poverty threshold. There are about 2,324 housing units across 12542. Around 50% of renters are cost-burdened.
Broadly, 12542 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 12542 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 12542 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 12542, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
12542's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12542 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 12542
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 12542 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12542, the same set carried on every parcel.
Nearby ZIPs in Ulster County
Nearest ZIP codes to 12542
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
More ZIP, county and state distress intelligence connected to Ulster County, New York.
Open the complete 12542 acquisition file
Pull every distressed parcel in 12542 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology