ZIP 12725 Foreclosure, Tax-Lien & Distress Report
Ulster County, New York · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 12725 in Ulster County, New York comes in at 20, a low composite-distress reading. Its heaviest discrete signals: structural risk (44/100), institutional ownership (19/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and construction/permit lag (9/100) register low. On the structural side it scores 44/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (84/100).
The peak-phase market in 12725 posted values that rose 2.9% over the year, 2.7% off the recent peak (phase confidence 37/100). Topping markets hide individual distress behind strong averages.
46.9% of residents fall below the poverty threshold. About 318 people live here, median age 43. Median household income is $88,929, above the U.S. median near $78,000. There are about 261 housing units across 12725. Around 46% of adults hold a bachelor's degree or higher. The tenure split is 89% owner-occupied to 11% rented. A median home runs $360,700 here, or 3.6 times local income. DLRadar's demographic-stress index for the area reads 50/100. Rent burden reaches 100% of tenant households. The vacancy rate is 70.8% — elevated.
On the whole, 12725 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12725 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 12725 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12725 can be compared directly against any other ZIP in Ulster County, New York or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 12725 shows blanks, not estimates, wherever the record is sparse.
Behind 12725's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 12725 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 12725
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 12725 distress snapshot
A live read on 12725: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Ulster County ZIP reports
Nearest ZIP codes to 12725
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12725
Other reports tied to Ulster County, New York — ZIP, county and statewide.
Unlock the full ZIP 12725 acquisition report
Get every distressed property in 12725 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology