ZIP 12768 Property Distress & Foreclosure Data

Composite property distress in 12768 (Sullivan County, New York) lands at 17/100 — low on DLRadar's public-record scoring. Structural exposure scores 37 and live distress 3 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (78/100)).

The expansion-phase market in 12768 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 60.1%, above the national norm and a classic distress-and-opportunity signal. There are about 813 housing units across 12768. Population is roughly 805 with a median age of 55. Educational attainment sits at 25% bachelor's-or-above. Owners hold 86% of homes, renters 14%. 34.7% of residents fall below the poverty threshold. Home values center near $294,900, an affordability ratio of 7.9× — stretched. Median household income is $34,406, below the U.S. median near $78,000. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 46/100.

On the whole, 12768 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
37/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 12768

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk78
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Sullivan County

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