ZIP 12734 Foreclosure, Tax-Lien & Distress Report

ZIP code 12734 in Sullivan County, New York carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). Structurally it carries 47/100, against 3/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (81/100), structural risk (47/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (5/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $382,800 here, or 6.5 times local income. 18.0% of residents fall below the poverty threshold. Around 9% of renters are cost-burdened. The demographic-stress sub-score lands at 40/100. Households earn a median $37,234 — below the roughly $78,000 national figure. Educational attainment sits at 31% bachelor's-or-above. There are about 639 housing units across 12734. Owners hold 63% of homes, renters 37%. The vacancy rate is 50.1% — elevated. Population is roughly 563 with a median age of 36.

Taken together, 12734 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12734 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 12734 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 12734 stays directly comparable to neighboring ZIPs and the rest of Sullivan County, New York. Sparse data for 12734 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 12734 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For an operator, 12734 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.