ZIP 12734 Property Distress & Foreclosure Data

In Sullivan County, New York, ZIP 12734 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). The latent-versus-live split is 37/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $382,800 (6.5× income). The poverty rate is 18.0% — high, a tax-stress and distress correlate. Around 9% of renters are cost-burdened. The demographic-stress sub-score lands at 40/100. At $37,234, median income runs below typical U.S. levels. Around 31% of adults hold a bachelor's degree or higher. The ZIP holds roughly 639 housing units. 63% of housing is owner-occupied. The vacancy rate is 50.1% — elevated. About 563 people live here, median age 36.

Net-net, 12734 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.