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ZIP 12734 Foreclosure, Tax-Lien & Distress Report

Sullivan County, New York · High Vacancy market

ZIP code 12734 in Sullivan County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). Structurally it carries 58/100, against 3/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $382,800 here, or 6.5 times local income. 18.0% of residents fall below the poverty threshold. Around 9% of renters are cost-burdened. The demographic-stress sub-score lands at 40/100. Households earn a median $37,234 — below the roughly $78,000 national figure. Educational attainment sits at 31% bachelor's-or-above. There are about 639 housing units across 12734. Owners hold 63% of homes, renters 37%. The vacancy rate is 50.1% — elevated. Population is roughly 563 with a median age of 36.

Taken together, 12734 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12734 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 12734 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 12734 stays directly comparable to neighboring ZIPs and the rest of Sullivan County, New York. Sparse data for 12734 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 12734 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 12734 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
58/100
Structural risk
3/100
Distress activity

ZIP 12734 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk78
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 12734 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Sullivan County

Nearest ZIP codes to 12734

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Other reports tied to Sullivan County, New York — ZIP, county and statewide.

Unlock the full ZIP 12734 acquisition report

Open 12734 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Deterministic. Every signal traces to a public dataset · methodology

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