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ZIP 12745 Foreclosure, Tax-Lien & Distress Report

Sullivan County, New York · High Vacancy market

DLRadar grades ZIP 12745 (Sullivan County, New York) at a low 25/100 for overall property distress. Its standout signals are construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). Structurally it carries 58/100, against 0/100 of stress already in motion.

The peak-phase market in 12745 posted values that rose 4.9% over the year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 6 people live here. 100% of housing is owner-occupied. Around 0% of adults hold a bachelor's degree or higher. The vacancy rate is 76.9% — elevated. DLRadar's demographic-stress index for the area reads 63/100. The ZIP holds roughly 32 housing units. The poverty rate is 0.0% — low.

On the whole, 12745 leans distressed, with opportunity clustered in specific stressed parcels. 12745 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 12745 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12745 can be compared directly against any other ZIP in Sullivan County, New York or nationwide. Nothing here is interpolated — where a source is thin for 12745, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 12745 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 12745 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

25/100
Composite stress
58/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 12745

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk78
9 further distress layers are graded for 12745

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 12745 distress snapshot

A live read on 12745: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

Loading ZIP 12745 stress data…

Adjacent Sullivan County ZIP reports

Nearest ZIP codes to 12745

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Additional distress intelligence spanning Sullivan County, New York by ZIP, county and state.

Unlock parcel-level detail for ZIP 12745

See who owns each distressed property in 12745, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Each signal above is traceable to an open dataset · methodology

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