ZIP 12748 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12748 (Sullivan County, New York) at a low 25/100 for overall property distress. Latent structural risk is 58/100 while live distress already moving reads 3/100. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). The pressure is most legible in construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100).

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 78% of homes, renters 22%. At $75,500, median income runs near typical U.S. levels. 1,616 residents call 12748 home, typically aged 51. Rent burden reaches 42% of tenant households. The ZIP holds roughly 944 housing units. Vacancy runs 29.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 30/100. The poverty rate is 12.6%. A median home runs $242,700 here, or 3.1 times local income. Educational attainment sits at 36% bachelor's-or-above.

On the whole, 12748 leans distressed, with opportunity clustered in specific stressed parcels. While 12748 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 12748 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 12748 stays directly comparable to neighboring ZIPs and the rest of Sullivan County, New York. The score is rebuilt from public data as it updates, so 12748 reflects the current record instead of a stale or modeled snapshot.

12748's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 12748 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.