ZIP 12762 Foreclosure, Tax-Lien & Distress Report

In Sullivan County, New York, ZIP 12762 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100). On the structural side it scores 58/100, with 0/100 of stress already active.

The peak-phase market in 12762 posted values that rose 4.9% over the year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $112,545, above the U.S. median near $78,000. Vacancy runs 54.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 70% of homes, renters 30%. There are about 256 housing units across 12762. About 453 people live here, median age 55. About 25% have a four-year degree. Roughly 23.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 78% of renters are cost-burdened. The demographic-stress sub-score lands at 45/100.

Taken together, 12762 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 12762 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 12762 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Sullivan County, New York and the nation. Nothing here is interpolated — where a source is thin for 12762, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12762's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 12762 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.