ZIP 10963 Property Distress & Foreclosure Data

Composite property distress in 10963 (Orange County, New York) lands at 30/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (72/100), FEMA disaster exposure (61/100). The latent-versus-live split is 67/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (67/100), construction/permit lag (54/100), institutional ownership (49/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year, and 34% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $79,265 — near the roughly $78,000 national figure. Around 38% of renters are cost-burdened. About 17% have a four-year degree. On demographic stress specifically, 10963 scores 32/100. The ZIP holds roughly 1,135 housing units. A median home runs $346,800 here, or 4.0 times local income. Roughly 8.2% live below the poverty line. The tenure split is 68% owner-occupied to 32% rented. The vacancy rate is 8.0%. 3,940 residents call 10963 home, typically aged 44.

Overall, 10963 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.