ZIP 12785 Property Distress & Foreclosure Data
DLRadar grades ZIP 12785 (Sullivan County, New York) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (54/100), structural risk (44/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (9/100) register low. The latent-versus-live split is 44/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).
The market reads expansion — home values rose 6.3% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 968 people live here, median age 40. The demographic-stress sub-score lands at 21/100. The typical home is worth about $239,900 (1.9× income, relatively affordable). Around 6% of adults hold a bachelor's degree or higher. 100% of housing is owner-occupied. At $122,167, median income runs above typical U.S. levels. The ZIP holds roughly 345 housing units. The vacancy rate is 16.1% — elevated. The poverty rate is 0.5% — low.
Net-net, 12785 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12785
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Sullivan County
Unlock the full ZIP 12785 acquisition report
Get every distressed property in 12785 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology