ZIP 12738 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · High Vacancy market
Scored on a fixed 0-100 scale, 12738 (Sullivan County, New York) returns a low composite of 25/100. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (64/100)). Structural exposure scores 58 and live distress 3 on the 0–100 scale. Leading the profile are construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted.
The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 44% of homes, renters 56%. Vacancy runs 28.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 49/100. Rent burden reaches 0% of tenant households. Median household income is $72,479, near the U.S. median near $78,000. About 18% have a four-year degree. A median home runs $391,700 here. Population is roughly 444 with a median age of 43. 2.5% of residents fall below the poverty threshold. The ZIP holds roughly 187 housing units.
Net-net, 12738 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12738 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 12738's 25/100 can be lined up against any neighbor in Sullivan County, New York or any ZIP coast to coast. Sparse data for 12738 shows as blanks, never estimates, and the score updates on every fresh public filing.
12738's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 12738 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 12738’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 12738 Stress Report snapshot
The live 12738 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Keep exploring New York distress
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See every distressed parcel in 12738
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