Sullivan County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sullivan County, New York? DLRadar grades every Sullivan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Sullivan County breakdown.
- Sullivan County's most distressed ZIP is 12760 at 30/100.
- 62 ZIP codes tracked in Sullivan County, averaging 22/100 distress.
- Sullivan County reads peak — home values up 4.9% year over year.
- Vacancy runs 39.3% across Sullivan County's tracked ZIPs, with a 13.2% poverty rate.
- The typical Sullivan County home is worth about $297,206 against a ~$80,379 median income.
- Lending headwind in Sullivan County sits at 14/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 12760 | 30/100 |
| 2 | 10940 | 29/100 |
| 3 | 10963 | 29/100 |
| 4 | 12776 | 28/100 |
| 5 | 12780 | 28/100 |
| 6 | 12729 | 25/100 |
| 7 | 12566 | 23/100 |
| 8 | 12721 | 23/100 |
| 9 | 12785 | 22/100 |
| 10 | 12483 | 21/100 |
| 11 | 12701 | 21/100 |
| 12 | 12719 | 21/100 |
Most distressed ZIP codes in Sullivan County (composite distress 0-100, 2026)
What is driving Sullivan County distress
The Sullivan County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 22/100 ZIP average. No proprietary or modelled inputs enter the score.
Sullivan County market phase and pricing
The cycle in Sullivan County is peak, with values up 4.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Sullivan County
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Frequently asked questions
What is the most distressed ZIP code in Sullivan County, NY?
ZIP 12760 leads Sullivan County at 30/100, recomputed monthly from public records.
How would you describe the Sullivan County market phase?
Sullivan County currently sits in peak, with values up 4.9% year on year, based on FHFA price-index trajectory.
What is this Sullivan County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 62 ZIP codes in Sullivan County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Sullivan County ZIP codes?
One county number flattens a wide range. Across the Sullivan County ZIPs DLRadar ranks, scores run from 30/100 in 12760 down to 21/100 in 12719, against a Sullivan County average of 22/100. That 9-point gap is why acquisition targeting in Sullivan County works at ZIP level rather than county level.
What do Sullivan County home values and vacancy say about distressed supply?
The typical Sullivan County home carries about $297,206 of value against a median household income near $80,379. Vacancy across Sullivan County's tracked ZIPs runs 39.3% and the poverty rate is 13.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Sullivan County's foreclosure and tax-lien filings and its 14/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.