Sullivan County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sullivan County, NY distress report, 2026: 62 ZIPs scored in Sullivan, NY, Sullivan, NY average 25/100; the top Sullivan, NY ZIP is 12760 at 30/100; Sullivan, NY market phase peak, Sullivan, NY prices +4.9% year over year.
- Sullivan, NY ranks #1,353 nationally (opportunity index); Sullivan, NY #23 in New York; Sullivan, NY index 29.9.
- Sullivan, NY: no CFPB county sample; Sullivan, NY non-metro area reading 0.8%.
- Sullivan, NY ZIP phases: 60 peak, 2 expansion.
- Sullivan, NY residential listings tracked: 36 across 52 ZIPs; Sullivan, NY candidate listings 15.
- Sullivan, NY HUD assisted properties: 9 with 194 units.
- Sullivan, NY lenders on watch: 3; largest Sullivan, NY footprint Jeff Bank (9 branches).
- Sullivan, NY most distressed ZIP: 12760 at 30/100.
Sullivan, NY figures: DLRadar distress index; Sullivan, NY inputs: CFPB, FHFA, HUD, FDIC; Sullivan, NY rebuilt as sources refresh.
| Rank | Sullivan, NY ZIP | Score |
|---|---|---|
| 1 | 12760 | 30/100 |
| 2 | 12776 | 30/100 |
| 3 | 10940 | 28/100 |
| 4 | 10963 | 28/100 |
| 5 | 12780 | 28/100 |
| 6 | 12729 | 26/100 |
| 7 | 12701 | 25/100 |
| 8 | 12719 | 25/100 |
| 9 | 12720 | 25/100 |
| 10 | 12721 | 25/100 |
| 11 | 12722 | 25/100 |
| 12 | 12723 | 25/100 |
Most distressed Sullivan, NY ZIPs (0-100, 2026)
Mortgage delinquency around Sullivan, NY
No CFPB county sample covers Sullivan, NY; the non-metro area reading for Sullivan, NY: 0.8% ninety-plus; Sullivan, NY area thirty-to-eighty-nine 3.0% (December 2025, Sullivan, NY); New York overall 1.0%.
Opportunity index: Sullivan, NY
Sullivan, NY index 29.9, Sullivan, NY phase early_signal; Sullivan, NY primary driver vacancy, Sullivan, NY second driver construction. Sullivan, NY components: property stress 20.1, foreclosure pressure 19.2, listing discounts 17.2, bank stress 44.3, insurance 0.0; Sullivan, NY pulse 35.1; Sullivan, NY capital opportunity 22.1.
ZIP market phases inside Sullivan, NY
62 Sullivan, NY ZIPs carry a price-cycle phase; Sullivan, NY ZIPs by phase (Sullivan, NY), deepest drawdown first: peak, +2.5% YoY, 3.2% off peak (Sullivan, NY): 12458; peak, +2.9% YoY, 2.7% off peak (Sullivan, NY): 12725; peak, +3.3% YoY, 2.2% off peak (Sullivan, NY): 12740; peak, +2.8% YoY, 2.0% off peak (Sullivan, NY): 12566; peak, +4.2% YoY, 1.0% off peak (Sullivan, NY): 12758; peak, +4.3% YoY, 0.9% off peak (Sullivan, NY): 12483; peak, +4.6% YoY, 0.4% off peak (Sullivan, NY): 12789; peak, +4.8% YoY, 0.1% off peak (Sullivan, NY): 12763; peak, +3.0% YoY (Sullivan, NY): 10940, 10963; peak, +4.9% YoY (Sullivan, NY): 12701, 12719, 12720, 12722, Sullivan, NY 12723; peak, +4.3% YoY (Sullivan, NY): 12721.
Residential listings by Sullivan, NY ZIP
Sullivan, NY ZIPs with the most tracked Sullivan, NY residential listings: 12790 7 listings, 3 candidates, bank pressure 55; 12721 5 listings, 1 candidates, bank pressure 58; 12764 4 listings, 2 candidates, bank pressure 55; 12737 3 listings, 1 candidates, bank pressure 55 (Sullivan, NY); 12789 3 listings, 1 candidates, bank pressure 65; 12701 2 listings, 2 candidates, bank pressure 55; 12762 2 listings, 0 candidates, bank pressure 55; 12768 2 listings, 2 candidates, bank pressure 55. Sullivan, NY totals: 36 listings; Sullivan, NY candidates 15; active ZIPs 5.
HUD assisted housing in Sullivan, NY
9 assisted properties with 194 units sit in Sullivan, NY; largest Sullivan, NY properties: John Crawford Senior Citizen Housing (Monticello) 96 units, 95 assisted; Crystal Run Village (Bethel) 40 units, 40 assisted; Varnell House (Monticello) 12 units, 12 assisted in Sullivan, NY; Hamilton House (Harris) 10 units, 10 assisted; Crystal Run Village Group Home (Bethel) 8 units, 8 assisted; Haring Road (Lumberland) 8 units, 8 assisted.
Lenders with branches in Sullivan, NY
Sullivan, NY lenders by branch count: Jeff Bank (Sullivan, NY): stress 38, 9 branches low in Sullivan, NY; Manufacturers&Traders Tr Co (Sullivan, NY): stress 52, 2 branches low in Sullivan, NY; Northeast Community Bank (Sullivan, NY): stress 27, 1 branch low in Sullivan, NY.
Vacancy and permits, Sullivan, NY
18,560 of 49,994 Sullivan, NY housing units are vacant; Sullivan, NY permits, twelve months: 59 multifamily units in Sullivan, NY, 331 one-to-four unit units.
Work Sullivan, NY at the parcel level
Every Sullivan, NY parcel carries owner and address; every Sullivan, NY parcel carries APN; Sullivan, NY distress scores sit on the Sullivan, NY live board.
Sullivan, NY figures refresh with each source.
Sullivan, NY questions
Most distressed ZIP code in Sullivan County, NY?
ZIP 12760 leads Sullivan, NY at 30/100; next in Sullivan, NY: 12776 at 30/100; the Sullivan, NY average is 25/100.
Where does Sullivan County, NY rank for investment opportunity?
Sullivan, NY is #1,353 among all ranked counties, #23 in New York; the Sullivan, NY driver is vacancy; Sullivan, NY moved down 271 places.
How many mortgages are delinquent in Sullivan County, NY?
Sullivan, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Sullivan, NY.
Which banks lend in Sullivan County, NY?
3 watched lenders hold Sullivan, NY branches; the largest Sullivan, NY footprints are Jeff Bank (9), Manufacturers&Traders Tr Co (2), Northeast Community Bank (1).
More on Sullivan, NY
Sullivan County, NY distress report: public-record figures for Sullivan, NY; not legal advice for Sullivan, NY; not tax or investment advice; verify every Sullivan, NY record before acting.