Sullivan County, NY: Home-Insurance Distress & Forced-Sale Pressure
Sullivan County, NY: 22/100 (low) home-insurance distress; Sullivan, NY band LOW; Sullivan, NY #2,059 of 3,222 counties; Sullivan, NY #43 of 62 in New York; raw Sullivan, NY 25.7; Sullivan, NY coverage multiplier 0.85.
FEMA hazard, Sullivan, NY: 0/100; Sullivan, NY declarations, three years: none.
NFIP claims, Sullivan, NY, three years: 6; Sullivan, NY payouts $19,841; per Sullivan, NY claim $3,307; Sullivan, NY claim-stress 64/100.
Sullivan, NY monthly score rose, 0 (March 2026) to 22 (October 2026); Sullivan, NY by month: March 0, April 0, May 5, June 5 (Sullivan, NY), July 5, August 5, September 5, October 22.
Sullivan, NY components: NFIP claims 64; Sullivan, NY retreat index 22; Sullivan, NY climate multiplier 0.85.
Construction distress, Sullivan, NY: 86/100 as of August 2026 (Sullivan, NY: 95/100 one-to-four unit, 0/100 multifamily).
Sullivan, NY ZIPs, June 2026 (Sullivan, NY, 16 highest): score 0 (Sullivan, NY), climate 90 (Sullivan, NY): 10940, 10963, 12780; score 0 (Sullivan, NY), climate 88 (Sullivan, NY): 12566; score 0 (Sullivan, NY), climate 87 (Sullivan, NY): 12458; score 0 (Sullivan, NY), climate 85 (Sullivan, NY): 12725, 12729; score 0 (Sullivan, NY), climate 84 (Sullivan, NY): 12740; score 0 (Sullivan, NY), climate 82 (Sullivan, NY): 12721; score 0 (Sullivan, NY), climate 81 (Sullivan, NY): 12758, 12785; score 0 (Sullivan, NY), climate 80 (Sullivan, NY): 12483, 12760; score 0 (Sullivan, NY), climate 79 (Sullivan, NY): 12776, 12789; score 0 (Sullivan, NY), climate 78 (Sullivan, NY): 12701.
DLRadar rescores Sullivan, NY monthly; Sullivan, NY readings join Sullivan, NY foreclosure, lien and ownership parcels (Sullivan, NY), so cost-squeezed Sullivan, NY owners surface before listing.
Inside New York, Sullivan County ranks 43rd of 62 counties for home-insurance distress at 22/100; Columbia County (24/100) sits just above Sullivan County, and Washington County (22/100) sits just below Sullivan County.
Deterministic. Every Sullivan County, NY signal traces to a public Sullivan dataset (FEMA, NFIP, Census for Sullivan, NY) · how insurance distress works in Sullivan, NY · methodology
FAQ: Sullivan County, NY insurance distress
What is the Sullivan County, NY home-insurance-distress score?
Sullivan, NY: 22/100 (LOW), #2,059 of 3,222, #43 in New York. FEMA hazard, Sullivan, NY: 0/100; NFIP stress, Sullivan, NY: 64/100; construction, Sullivan, NY: 86/100; Sullivan, NY rescores monthly.
Is Sullivan County insurance distress getting better or worse (NY)?
Sullivan, NY: 0 in March 2026; Sullivan, NY: 22 in October 2026 (worse); Sullivan, NY NFIP claims score 64.
How many flood-insurance claims has Sullivan County, NY had?
Sullivan, NY: 6 NFIP claims, three years; Sullivan, NY paid $19,841; per Sullivan, NY claim $3,307; carriers reprice Sullivan, NY against that record.
Which Sullivan County ZIP codes carry the most insurance distress (NY)?
Sullivan, NY, June 2026: 10940 at 0, 10963 at 0, 12780 at 0, 12566 at 0; Sullivan, NY climate scores there: 90, 90, 90, 88.
Why does Sullivan, NY insurance distress create sellers?
A Sullivan, NY premium outruns the Sullivan, NY budget; a carrier leaves Sullivan, NY; Sullivan, NY carrying cost passes plan; Sullivan, NY owners sell while current; Sullivan, NY insurance distress leads Sullivan, NY foreclosure data.