ZIP 12720 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · Distress market
On DLRadar's 0-100 distress scale, ZIP 12720 in Sullivan County, New York comes in at 25, a low composite-distress reading. On the structural side it scores 58/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (64/100)). Its heaviest discrete signals: construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted.
The peak-phase market in 12720 posted values that rose 4.9% over the year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 434 people live here, median age 30. 0.0% of residents fall below the poverty threshold. Home values center near $424,100. The demographic-stress sub-score lands at 53/100. There are about 148 housing units across 12720. Educational attainment sits at 53% bachelor's-or-above. Vacancy runs 7.3%. The tenure split is 100% owner-occupied to 0% rented.
Net-net, 12720 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 12720 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 12720 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 25/100 figure for 12720 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 12720 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12720
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 12720 distress snapshot
Current distress, phase, housing and lender-pressure figures for 12720, drawn from the same report attached to each property.
Adjacent Sullivan County ZIP reports
Nearest ZIP codes to 12720
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Keep going: ZIP, county and state distress coverage for Sullivan County, New York.
Get the full acquisition report for 12720
The full 12720 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology