ZIP 12726 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 12726 in Sullivan County, New York comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). What sets it apart are the readings on construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). The split runs 58/100 structural to 3/100 active on the ground.
The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 91% of homes, renters 9%. On demographic stress specifically, 12726 scores 33/100. The typical home is worth about $377,000 (4.2× income). Rent burden reaches 52% of tenant households. About 1,169 people live here, median age 56. Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 33% bachelor's-or-above. The poverty rate is 8.9%. The ZIP holds roughly 736 housing units. At $73,919, median income runs near typical U.S. levels.
Net-net, 12726 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 12726 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 12726's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12726 reflects the current record instead of a stale or modeled snapshot.
Behind 12726's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 12726 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 12726’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12726 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12726, drawn from the same report attached to each property.
Adjacent Sullivan County ZIP reports
Nearest ZIP codes to 12726
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Sullivan County, New York
Other reports tied to Sullivan County, New York — ZIP, county and statewide.
The complete 12726 distress and acquisition report
Pull every distressed parcel in 12726 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology