ZIP 12732 Property Distress & Foreclosure Data

Sullivan County, New York's ZIP 12732 registers 17/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (78/100)). On the structural side it scores 37/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100).

The expansion-phase market in 12732 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 95% of homes, renters 5%. Population is roughly 810 with a median age of 63. 5.8% of residents fall below the poverty threshold. Around 20% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 29% bachelor's-or-above. The ZIP holds roughly 684 housing units. Home values center near $245,600, an affordability ratio of 4.8×. Median household income is $50,375, below the U.S. median near $78,000. The vacancy rate is 33.8% — elevated.

On the whole, 12732 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.