ZIP 12786 Property Distress & Foreclosure Data

Composite property distress in 12786 (Sullivan County, New York) lands at 17/100 — low on DLRadar's public-record scoring. Structural exposure scores 37 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (78/100)). The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (37/100), institutional ownership (3/100). On the quiet end sit structural risk (37/100) and institutional ownership (3/100).

The expansion-phase market in 12786 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 553 with a median age of 65. Home values center near $172,800, an affordability ratio of 2.1× — accessible. 9.0% of residents fall below the poverty threshold. Owners hold 90% of homes, renters 10%. DLRadar's demographic-stress index for the area reads 37/100. There are about 805 housing units across 12786. Vacancy runs 71.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 100% of tenant households. Educational attainment sits at 42% bachelor's-or-above. Median household income is $80,568, near the U.S. median near $78,000.

On the whole, 12786 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.