ZIP 12778 Property Distress & Foreclosure Data

Sullivan County, New York's ZIP 12778 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (78/100). The latent-versus-live split is 37/100 structural and 3/100 already moving.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 81% owner-occupied to 19% rented. Roughly 37.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 12778 scores 38/100. The ZIP holds roughly 920 housing units. 456 residents call 12778 home, typically aged 61. About 29% have a four-year degree. The vacancy rate is 75.3% — elevated. Households earn a median $66,406 — below the roughly $78,000 national figure. A median home runs $170,700 here, or 2.7 times local income.

Taken together, 12778 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.