ZIP 12783 Property Distress & Foreclosure Data

ZIP code 12783 in Sullivan County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (78/100)). On the structural side it scores 37/100, with 3/100 of stress already active.

The expansion-phase market in 12783 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $60,781, below the U.S. median near $78,000. Around 35% of renters are cost-burdened. Educational attainment sits at 24% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 34/100. 14.8% of residents fall below the poverty threshold. Population is roughly 1,357 with a median age of 58. Owners hold 79% of homes, renters 21%. The vacancy rate is 56.5% — elevated. The ZIP holds roughly 1,447 housing units. Home values center near $248,200, an affordability ratio of 3.5× — accessible.

On the whole, 12783 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.