ZIP 12779 Foreclosure, Tax-Lien & Distress Report

In Sullivan County, New York, ZIP 12779 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 58/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). The pressure is most legible in construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

50% of housing is owner-occupied. Rent burden reaches 41% of tenant households. The vacancy rate is 49.2% — elevated. DLRadar's demographic-stress index for the area reads 48/100. There are about 1,703 housing units across 12779. 29.5% of residents fall below the poverty threshold. About 2,207 people live here, median age 40. At $48,914, median income runs below typical U.S. levels. A median home runs $287,200 here, or 5.6 times local income. About 16% have a four-year degree.

Taken together, 12779 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12779 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 12779 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 12779 stays directly comparable to neighboring ZIPs and the rest of Sullivan County, New York. Nothing here is interpolated — where a source is thin for 12779, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 12779's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 12779 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.