ZIP 12779 Property Distress & Foreclosure Data

ZIP code 12779 in Sullivan County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 37 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). What sets it apart are the readings on construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

50% of housing is owner-occupied. Rent burden reaches 41% of tenant households. Vacancy runs 49.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 48/100. There are about 1,703 housing units across 12779. The poverty rate is 29.5% — high, a tax-stress and distress correlate. About 2,207 people live here, median age 40. At $48,914, median income runs below typical U.S. levels. The typical home is worth about $287,200 (5.6× income). Around 16% of adults hold a bachelor's degree or higher.

Net-net, 12779 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.