ZIP 12747 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · High Vacancy market
Scored purely from public records, 12747 (Sullivan County, New York) returns a low composite of 21/100. Its heaviest discrete signals: construction/permit lag (81/100), structural risk (47/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (5/100). Environmental exposure also runs high (climate & FEMA risk (78/100)). Structural exposure scores 47 and live distress 3 on the 0–100 scale.
The peak-phase market in 12747 posted values that rose 4.9% over the year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $61,875, below the U.S. median near $78,000. Around 47% of renters are cost-burdened. Roughly 17.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 1,034 housing units. About 2,036 people live here, median age 47. Around 32% of adults hold a bachelor's degree or higher. The vacancy rate is 22.5% — elevated. Owners hold 68% of homes, renters 32%. A median home runs $336,900 here, or 4.9 times local income.
Net-net, 12747 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12747 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 12747's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 12747, the field stays empty rather than modeled, and fills in as new documents post.
Behind 12747's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 12747 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 12747
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 12747 distress snapshot
Current distress, phase, housing and lender-pressure figures for 12747, drawn from the same report attached to each property.
Sullivan County ZIPs near 12747
Related reports across Sullivan County, New York
Keep going: ZIP, county and state distress coverage for Sullivan County, New York.
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Each signal above is traceable to an open dataset · methodology