ZIP 12747 Property Distress & Foreclosure Data

ZIP code 12747 in Sullivan County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (53/100), structural risk (37/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (78/100)). On the structural side it scores 37/100, with 3/100 of stress already active.

The expansion-phase market in 12747 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $61,875, below the U.S. median near $78,000. Around 47% of renters are cost-burdened. 17.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. The ZIP holds roughly 1,034 housing units. Population is roughly 2,036 with a median age of 47. Educational attainment sits at 32% bachelor's-or-above. The vacancy rate is 22.5% — elevated. Owners hold 68% of homes, renters 32%. Home values center near $336,900, an affordability ratio of 4.9×.

On the whole, 12747 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.