ZIP 12754 Foreclosure, Tax-Lien & Distress Report

ZIP 12754's composite property-distress score is 25/100 - DLRadar classes that as low for Sullivan County, New York. Its standout signals are construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted. Structural risk reads 58/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (64/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 30% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

At $56,597, median income runs below typical U.S. levels. Owners hold 50% of homes, renters 50%. There are about 3,659 housing units across 12754. The vacancy rate is 24.9% — elevated. 11.8% of residents fall below the poverty threshold. Educational attainment sits at 23% bachelor's-or-above. Rent burden reaches 24% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. 8,525 residents call 12754 home, typically aged 33. Home values center near $223,500, an affordability ratio of 3.4× — accessible.

Taken together, 12754 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 12754 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 12754 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 12754 stays directly comparable to neighboring ZIPs and the rest of Sullivan County, New York. 12754 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 12754's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 12754 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.