ZIP 12765 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · Distress market
On DLRadar's 0-100 distress scale, ZIP 12765 in Sullivan County, New York comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). On the structural side it scores 58/100, with 0/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100).
Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 653 with a median age of 60. The demographic-stress sub-score lands at 53/100. Around 100% of renters are cost-burdened. Vacancy runs 9.6%. Roughly 7.7% live below the poverty line. Educational attainment sits at 53% bachelor's-or-above. The tenure split is 92% owner-occupied to 8% rented. There are about 461 housing units across 12765. Home values center near $376,900.
Overall, 12765 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 12765 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 12765's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 12765 shows blanks, not estimates, wherever the record is sparse.
The 25/100 figure for 12765 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 12765 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 12765 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
12765 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock parcel-level detail for ZIP 12765
See who owns each distressed property in 12765, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology