ZIP 12765 Property Distress & Foreclosure Data

ZIP code 12765 in Sullivan County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (78/100)). On the structural side it scores 37/100, with 0/100 of stress already active. What sets it apart are the readings on construction/permit lag (53/100), structural risk (37/100), institutional ownership (3/100). On the quiet end sit structural risk (37/100) and institutional ownership (3/100).

The expansion-phase market in 12765 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 653 with a median age of 60. DLRadar's demographic-stress index for the area reads 33/100. Around 100% of renters are cost-burdened. The vacancy rate is 9.6%. 7.7% of residents fall below the poverty threshold. Educational attainment sits at 53% bachelor's-or-above. Owners hold 92% of homes, renters 8%. The ZIP holds roughly 461 housing units. Home values center near $376,900.

Broadly, 12765 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.