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ZIP 12766 Foreclosure, Tax-Lien & Distress Report

Sullivan County, New York · High Vacancy market

Composite property distress in 12766 (Sullivan County, New York) lands at 21/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (78/100)). Its standout signals are construction/permit lag (81/100), structural risk (47/100), institutional ownership (5/100). institutional ownership (5/100) stay muted. Structural exposure scores 47 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 56% have a four-year degree. Rent burden reaches 100% of tenant households. Owners hold 91% of homes, renters 9%. Vacancy runs 42.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 38/100. There are about 342 housing units across 12766. The typical home is worth about $419,300. Population is roughly 524 with a median age of 42. 8.8% of residents fall below the poverty threshold.

On the whole, 12766 leans distressed, with opportunity clustered in specific stressed parcels. While 12766 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 12766 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 12766 reflects the current record instead of a stale or modeled snapshot.

12766's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 12766 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
47/100
Structural risk
0/100
Distress activity

What is driving ZIP 12766’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk78
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 12766 Stress Report snapshot

A live read on 12766: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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