ZIP 12723 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · High Vacancy market
Sullivan County, New York's ZIP 12723 registers 25/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (58/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Structurally it carries 58/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (64/100).
Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 71% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 35.7% — elevated. Around 21% of renters are cost-burdened. About 41% have a four-year degree. The ZIP holds roughly 1,299 housing units. 9.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 24/100. At $94,940, median income runs above typical U.S. levels. The tenure split is 81% owner-occupied to 19% rented. Population is roughly 1,854 with a median age of 47. The typical home is worth about $235,900 (2.5× income, relatively affordable).
Net-net, 12723 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 12723's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 12723 shows blanks, not estimates, wherever the record is sparse.
12723's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 12723 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 12723’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 12723 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Sullivan County ZIP reports
Nearest ZIP codes to 12723
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Sullivan County, New York
Keep going: ZIP, county and state distress coverage for Sullivan County, New York.
The complete 12723 distress and acquisition report
See who owns each distressed property in 12723, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology