ZIP 12736 Foreclosure, Tax-Lien & Distress Report
Sullivan County, New York · High Vacancy market
Composite property distress in 12736 (Sullivan County, New York) lands at 21/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (78/100)). Latent structural risk is 47/100 while live distress already moving reads 3/100. Its standout signals are construction/permit lag (81/100), structural risk (47/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (5/100) register low.
Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 142 housing units. Around 0% of renters are cost-burdened. Roughly 10.7% live below the poverty line. Home values center near $153,700, an affordability ratio of 3.4× — accessible. Median household income is $43,958, below the U.S. median near $78,000. Population is roughly 149 with a median age of 64. On demographic stress specifically, 12736 scores 25/100. The vacancy rate is 45.6% — elevated. About 29% have a four-year degree. 91% of housing is owner-occupied.
Net-net, 12736 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 12736 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 12736 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 12736 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 21/100 figure for 12736 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 12736 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 12736
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12736 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Sullivan County
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The complete 12736 distress and acquisition report
Every distressed parcel in 12736 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology